REQUIRED MINIMUM WORK EXPERIENCE

• Conduct detailed credit analysis covering financial, operational, collateral, shareholder, and industry aspects
• Prepare credit papers for client facility adjustments and covenant breaches
• Present requests to the board and Group credit committees
• Engage continuously with clients for monitoring, identify credit stress, and assist in recoveries, while ensuring compliance and collaborating with stakeholders to manage credit risk effectively.
• Proficient in banking business and product knowledge
• Strong analytical skills including financial statement analysis and understanding of IFRS
• Comprehensive grasp of credit principles and lending processes
• Knowledgeable about various industries and macroeconomic factors impacting clients
• Familiarity with commercial legal aspects such as insolvency, collateral, and deal structures
• Understanding of Capital frameworks, coupled with financial modelling and forecasting abilities
• Proficiency in Excel

REQUIRED EXPERIENCE AND QUALIFICATIONS

• Bachelor of Commerce degree in Finance, Accounting or higher preferred/ preferable
• 3+ years of lending or credit experience required
• Sound credit analysis experience required
• Commercial legal knowledge preferred

Should you meet the above requirements, please upload your CV to our website www.hslabour.co.za. [CVS VIA EMAIL WILL NOT BE CONSIDERED]
All suitably qualified candidates are encouraged to apply and will be considered.  Our client applies the principles of employment equity as per National legislation and policy guidelines and will consider designated groups in line with these requirements.
Shortlisted candidates will be required to go through background screening and assessments and medicals