Underwriter

Key Responsibilities

• Underwrite and manage credit risk across a diverse portfolio of mining clients.
• Structure and assess complex financial transactions, particularly mine rehabilitation guarantees.
• Conduct detailed financial statement and trend analysis to inform credit decisions.
• Evaluate project finance structures and assess associated risks and returns.
• Build and manage strong client relationships across private and listed mining entities.
• Collaborate with internal stakeholders to ensure sound risk management and deal execution.
• Monitor portfolio performance and provide ongoing risk insights and recommendations.

Job Experience and Skills Required

• Bachelor’s degree in Finance, Commerce, Mining Engineering, Law, or a related field.
• Professional qualification such as CA(SA), CFA, or MBA is highly advantageous.
• Minimum of 5 years’ experience in credit, financial services, insurance, or mining.
• Strong experience in financial analysis, project finance, and credit risk assessment.
• Solid understanding of guarantees and structured finance solutions is preferred.
• FAIS compliance and RE5 (advantageous but not essential).
• Valid driver’s license and willingness to travel across Africa and internationally.

Competency Requirements

• Strong commercial acumen and deal-making capability.
• Analytical thinker with attention to detail.
• Dynamic personality suited to a high-performance, fast-paced culture.
• Excellent relationship management and stakeholder engagement skills.
• Ability to work independently while collaborating across teams.
• High levels of accountability, resilience, and professionalism.

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